Health care needs are unique…
Choosing the right medical aid can be tricky whether you an employer wanting to provide benefits for your staff or an individual concerned about your and your family’s healthcare needs.
The key difference between Hospital plans and more comprehensive medical aid options is that a comprehensive medical aid option covers Out-of-Hospital expenditure as well.
It is not true that the older you are the more expensive it is to have health and medical insurance.
Medical aids charge a standard rate irrespective of your age.
There is an indirect factor that affects the cost of your medical aid, known as a Late-Joiner Penalty, imposed on members above the age of 35 who have never belonged to a medical scheme before.
Switching to a cheaper plan or a hospital plan could have some significant financial benefits, but only if you are able to carry the cost of daily medical expenses.
If your finances are tight and you have a choice between either a Hospital plan or No Medical cover at all, the Hospital plan is obviously preferable.
There is medical aid cover or medical insurance to suite just about everyone’s pocket and you owe it to yourself and your family to ensure that you are covered so that you can get the best possible medical care when you need it the most. Don’t put yourself in a position that will make you turn around and say…If only…..
Contact us for more information on the essentials required when making that important healthcare decision, so that your health is in the best hands from Day One , Rand One.